Recently shared my thoughts with Vulcan Post about EPF withdrawals. Lovely to see some longtime friends in the article too!
Aaron Tang’s Post
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NEW Article: The Sweet Spot Principle "Not too hot, not too cold — just right." Wrote something about finding the sweet spot in work, money and life.
The Sweet Spot Principle - mr-stingy
mr-stingy.com
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"Income, plays an enormous role in predicting happiness. Low-income adults in Gallup’s survey were mostly unhappy, whether or not they were married. The highest-income adults were mostly quite happy, whether or not they are married."
https://archive.ph/4ofJ6
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Beware the Hidden Costs 10 types of hidden costs (both monetary and non-monetary) that people normally don't think about:
Beware the Hidden Costs - mr-stingy
mr-stingy.com
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Who do people make "bad" financial decisions? Before you judge poor people for bad decisions, read this:
Why Do People Make "Bad" Financial Decisions?
https://ofdollarsanddata.com
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Contentment vs Complacency: Complacency is when you lack, or deny awareness of potential dangers. It prevents growth. For whatever reason, you don’t want to be better. This leads to stagnation (and if we’re being dramatic, death). Meanwhile, contentment is feeling satisfied — at peace with what you have today. But it doesn’t stop growth. You can be content while still wanting to be better. Another way of seeing it: Contentment is the antidote to the “I’ll be happy when I have X” slippery slope. Contentment is “I have enough.” “I am enough.” But it doesn’t stop you from working to achieve X. In fact, feeling content while putting in efforts to improve things is the sustainable way to grow. . . Summarized from my latest article: https://buff.ly/3vVZJHA
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Intelligence is knowing how to win the game. Wisdom is knowing which game to play in the first place. - Liv Boeree -
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NEW Article: What's the difference between being content and being complacent?
Content or Complacent? - mr-stingy
mr-stingy.com
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Recently had the absolute pleasure of sitting down with my friend Hsu Chuang Khoo and talking for 1.5 hours 🔥 about: - Bitcoin, Ethereum & Solana - How people value digital assets and cryptocurrencies - The recent Bitcoin Spot ETF approval and how the market has responded - And much more! Check out the full video below, with plenty of helpful bookmarks so you can skip to any topic you like:
Luno’s Aaron Tang - The Bitcoin, Crypto Bull Market Has Begun, But It’s Early Days Yet
https://www.youtube.com/
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Beware The Hidden Costs . . A couple of non-obvious costs I’ve been thinking about: 1. Lifestyle Creep Getting used to luxury, so your cost of living in everything — food, car, vacations — balloons. 2. Future “Locked-In” Costs A new Rolex Datejust starts from ~$7,000. It’ll also cost you $800 every 10 years to service it. 3. Work-Related Costs I used to work in the tallest towers in Kuala Lumpur, with a luxury mall at the base. Lunches in the mall weren’t cheap, and it’s not socially acceptable to always say “no” when your colleagues invite you. 4. Time Commitments Your next promotion might come with a 20% increment. But how many more hours will it require you to work? 5. Emotional Labor in Relationships All relationships require effort. But the toxic ones drain a lot more out of you than they give back. 6. Family Responsibilities Someone wise once told me when you get married, you’re also marrying your partner’s entire family. 7. Health Costs If you don’t take care of your body when you’re younger, you’ll pay the price when you’re older. 8. Opportunity Cost From YOLO-ing Every moment you spend on something short-term meaningless is a moment you could have spent on something long-term meaningful. 9. Mental Overhead From Things You Own You used to drive a second-hand Honda, so you wouldn’t have cared if there was a big dent. Now you have a new BMW, even the smallest scratch would ruin your day. 10. Trying To Impress Others A never-ending battle — that can lead to both financial and emotional insecurity. I think the only realistic option is to fight it as much as possible. . . Summarized from my latest article: https://buff.ly/3TG0UTf
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NEW Article: Beware the Hidden Costs Hidden costs for a dream home: repairs and maintenance. 10 other types of (both monetary and non-monetary) hidden costs:
Beware the Hidden Costs - mr-stingy
mr-stingy.com
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