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Personal Profit-Sharing Accounts

Personal Profit-Sharing Accounts

Profit-sharing accounts are available to consumers nationwide with an anticipated return derived from UIF’s Shariah-compliant portfolio of assets, including the Faith-Based Residential, Commercial Real Estate, Vehicle Finance, and other Faith-Based Portfolios originated and/or managed by UIF Corporation.

Proft-Sharing Personal Savings Account

Maximize your savings potential with UIF’s Profit Sharing Personal Savings Account offered by University Bank (Member FDIC), offering you equitable anticipated returns and an accessible entry point with a low minimum opening balance of just $500.

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  • Higher Anticipated Profit Potential: Earn more anticipated profits based on your account balance.

  • Low Minimum Opening Balance: Get started with with as little as $500.
  • No Hidden Charges: Enjoy the peace of mind that comes with no one-time or monthly fees.

  • Effortless Online Banking & Transfers: Access your savings on the go and transfer funds with ease using a powerful and user-friendly digital banking platform.
  • ATM Card Available: Access your funds easily with an ATM card.
  • e-Statements: Stay in control of your financial journey with regular e-Statements at no extra cost.

Profit-Sharing Time Deposit Account

Discover the perfect blend of competitive anticipated returns, flexible terms, and peace of mind with UIF’s Profit-Sharing Time Deposit Account offered by University Bank (Member FDIC).

  • Flexible Terms: Choose from 12-, 36-, or 60-month maturity terms to best suit your financial goals.

  • Save With Confidence: You can start your wealth-building journey with a balance ranging from a minimum of $5,000 to a maximum of $2,000,000.

  • Earn More With Jumbo Accounts: Take advantage of increased anticipated returns on accounts exceeding $100,000.

  • Stress-Free Renewal: Your deposit account is set to auto-renew at maturity, offering you a seamless investment experience.

  • e-Statements: Stay in control of your financial journey with regular e-Statements at no extra cost.

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All profit-sharing accounts offered with:

  • Digital Banking: With internet and mobile banking services, take control of your financial journey at your convenience, whether you’re home or on the move.

  • E-Statements: Enjoy the convenience of online e-statements.

  • Real-Time Alerts: Set up personalized alerts to monitor your account activity and track deposits and withdrawals, ensuring you remain up-to-date.

Let’s Get Started

We’ve made it easier than ever to take the first steps toward faith-based banking, right from the comfort of your own home. To open your desired UIF account, fill out our online inquiry form below, providing us with the necessary information to guide you through the account opening process.

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“Worked with Nayar Manzoor in April to open a time deposit account. It was a very smooth process working with her, she is very responsive and courteous. I am thankful to have the option to use these services provided by UIF. Only suggestion for improvement for UIF would be to allow online portal/account access to check on status of account.”
- M.S , (Google Review)
“Worked with Nayar Manzoor in April to open a time deposit account. It was a very smooth process working with her, she is very responsive and courteous. I
- X.L. , (Google Review)
“Worked with Nayar Manzoor in April to open a time deposit account. It was a very smooth process working with her, she is very responsive and courteous. I am thankful to have the option to use these services provided by UIF. Only suggestion for improvement for UIF would be to allow online portal/account access to check on status of account.”
- M.S , (Google Review)